Legal Summary: The legal action initiated by Christian Banks against Michigan State University (MSU) on July 21, 2023, is currently under review in the United States District Court for the Western District of Michigan. The lawsuit is grounded in the provisions of the Truth in Lending Act. The dispute originated from a series of events that transpired at MSU's East Lansing campus on January 9, 2023. Banks contends that MSU's financial aid office erroneously imposed a financial hold on his student account due to a misclassification that identified him as an out-of-state student, despite his mother's established residency in Michigan since 2013. Upon rectifying his status to that of an in-state student, the financial aid office failed to reimburse him for the fall semester's fees and continued to enforce the hold on his account. This action led to the university's demand for immediate payment from Banks, thereby transferring the responsibility of a Parent-Plus Loan from his mother to him without their agreement. Despite Banks' numerous attempts to rectify the situation internally, MSU has consistently declined to cooperate. Banks is now seeking an immediate Temporary Restraining Order and an injunction that mandates the university to lift the financial hold and release his official transcripts. He maintains that the hold is causing him significant harm by barring him from participating in medical programs, internships, and volunteer opportunities, all of which are vital for his medical school application. Furthermore, the hold is threatening his athletic eligibility and potential college football offers. While Banks is not pursuing monetary damages, he emphasizes that no sum can adequately compensate for the missed opportunities and potential damage to his academic and athletic prospects. He affirms that his complaint adheres to the Federal Rule of Civil Procedure 11.